Flexible Financing
Commercial Full Doc® offers adaptable lending solutions for both PAYG and self-employed borrowers.
Tailored Loans for Commercial Property
Borrowers from 7.99%^ p.a.
Commercial – Our Commercial Full Doc® loan product offers flexible financing for both PAYG and self-employed borrowers who can fully verify their income. This verification may include pay slips for PAYG or self-employed borrowers. Whether you’re a salaried employee or run your own business, our lending solution aims to provide the financial support required for your situation.
Key Benefits
Income Verification
The product allows for income verification through pay slips or self-employed financials.
Tailored Support
Our loans are designed to meet the unique financial needs of PAYG and self-employed borrowers, whether they’re salaried employees or business owners.
Current Rate^: 7.99%
Comparison Rate*: n/a
Security Type: Commercial security
Loan Purpose: Purchase or refinance commercial property including retail shops, offices, light industrial, and warehouses.
Verification Required: Last 2 payslips & employed reference last 2 years financial
Personal or Business/Investment Purposes: Both
Minimum Loan Amount: $100,000
Maximum Loan Amount: $25,000,000 (70% LVR)
$3,000,000 (75% LVR)
Maximum LVR: 75%
Lenders Mortgage Insurance Required: No
Maximum Loan Term: 30 Years
Repayment Type: Principal & Interest Only
Maximum Interest Only Term: 5 Years
Interest Rate Type: Variable
Redraw Available: Yes^
Application Fee (excl. Val. & Legal Fees): from 1.25% of the loan amount
Risk Fee: $0
Additional Repayments: No
Consumer advisory note: Maximum loan amounts and LVRs may vary based on security offered. * The comparison rate is based on secured credit of $150,000 and a term of 25 years. WARNING – Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Terms, conditions, fees, charges and La Trobe Financial lending criteria apply. ^ Depends on the loan amount and risk grade of borrower.
Get Started
If you would like to apply directly with us, you can apply now online.
Access My Account
Access your loan account online to view and track your loan.
Get Help
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How to Get Started
Select a Product
Explore our range of lending options and select the loan that suits your needs.
Contact Your Broker
Talk to your finance professional and ask them to contact La Trobe Financial.
or Apply Online
If you would like to apply directly with us, you can apply now online
Talk to Us
We are always here to help. Talk to our friendly lending consultants and find the lending option that suits your needs.
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