Discounted Loan Pricing
We offer special discounted loan pricing to eligible Police, Fire, ADF, and Emergency Medical Services workers.
Lending Solutions for Our First Responders
Borrowers from 6.79%^ p.a. (7.05%* p.a. comparison rate)
Residential – The Everyday Heroes Loan® is our way of honouring and supporting the vital emergency service workers who consistently support our community. This specialised loan offers discounted pricing to eligible Police, Fire and Emergency Services, Australian Defence Force, and Emergency Medical Services personnel. They are our everyday heroes, and this loan is designed to acknowledge their remarkable service.
Key Benefits
Personalised Service
We treat each mortgage application individually, providing personalised service to meet your specific needs and circumstances.
Support for Our Heroes
This loan is a token of our deep appreciation for those who put ‘others before self’ and serve our community in times of crisis.
Current Rate^: 6.79%
Comparison Rate*: 7.05%
Security Type: Residential and must be owner occupied security.
Loan Purpose: Any worthwhile purpose
Minimum Loan Amount: $100,000
Maximum Loan Amount: $2,000,000 (80% LVR)
Maximum LVR: 80%
Loan Term: Up to 30 years
Repayment Type: Principal & Interest
Redraw Available: Yes^
Application Fee (excl. Val. & Legal Fees): $995
Risk Fee: $0
Additional Repayments: Yes
Current Rate^: 7.39%
Comparison Rate*: 7.66%
Security Type: Residential and must be owner occupied security.
Loan Purpose: Any worthwhile purpose
Minimum Loan Amount: $100,000
Maximum Loan Amount: $2,000,000 (80% LVR)
Maximum LVR: 80%
Loan Term: Up to 30 years
Repayment Type: Principal & Interest
Redraw Available: Yes^
Application Fee (excl. Val. & Legal Fees): 0.75%
Risk Fee: $0
Additional Repayments: Yes
Consumer advisory note: Maximum loan amounts and LVRs may vary based on security offered. * The comparison rate is based on secured credit of $150,000 and a term of 25 years. WARNING – Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Terms, conditions, fees, charges and La Trobe Financial lending criteria apply. ^ Depends on the loan amount and risk grade of borrower.
Get Started
If you would like to apply directly with us, you can apply now online.
Access My Account
Access your loan account online to view and track your loan.
Get Help
We are here to help. Click the link below to access our contact details or send us an enquiry.
Financial Hardship
If you are experiencing financial strain due to unexpected circumstances, assistance is available. Please visit our Financial Hardship page. You can also call the team on 1800 620 639 between 8:30am and 5:30pm (AEST) Monday to Friday.
How to Get Started
Select a Product
Explore our range of lending options and select the loan that suits your needs.
Contact Your Broker
Talk to your finance professional and ask them to contact La Trobe Financial.
or Apply Online
If you would like to apply directly with us, you can apply now online
Talk to Us
We are always here to help. Talk to our friendly lending consultants and find the lending option that suits your needs.
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