Self-Employed Support
Commercial Lite Doc® is tailored to provide self-employed individuals with the financing they need.
Commercial Lending Options for the Self Employed
Borrowers from 8.49%^ p.a.
Commercial – Our Commercial Lite Doc® product is specifically designed to provide tailored financing solutions for self-employed individuals. It offers alternative methods for income verification, such as BAS statements or letters from accountants. This flexibility allows self-employed borrowers to secure financing without the need for traditional income verification processes. We understand the unique financial situations of the self-employed community and are here to support your lending needs.
Key Benefits
Alternative Income Verification
This product accepts alternative income verification methods like BAS or accountant letters.
Entrepreneurial Support
Whether you’re a freelancer or business owner, our loans are designed to help you achieve your financial goals with flexibility and convenience.
Current Rate^: 8.49%
Comparison Rate*: n/a
Security Type: Commercial security
Loan Purpose: Purchase or refinance commercial property including retail shops, offices, light industrial, and warehouses.
Verification Required: Accountant’s letter & Borrower declaration
Personal or Business/Investment Purposes: Both
Minimum Loan Amount: $100,000
Maximum Loan Amount: $25,000,000 (70% LVR)
$3,000,000 (75% LVR)
Maximum LVR: 75%
Lenders Mortgage Insurance Required: No
Maximum Loan Term: 30 Years
Repayment Type: Principal & Interest Only
Maximum Interest Only Term: 5 Years
Interest Rate Type: Variable
Redraw Available: Yes^
Application Fee (excl. Val. & Legal Fees): from 1.25% of the loan amount
Risk Fee: $0
Additional Repayments: No
Consumer advisory note: Maximum loan amounts and LVRs may vary based on security offered. * The comparison rate is based on secured credit of $150,000 and a term of 25 years. WARNING – Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Terms, conditions, fees, charges and La Trobe Financial lending criteria apply. ^ Depends on the loan amount and risk grade of borrower.
Get Started
If you would like to apply directly with us, you can apply now online.
Access My Account
Access your loan account online to view and track your loan.
Get Help
We are here to help. Click the link below to access our contact details or send us an enquiry.
How to Get Started
Select a Product
Explore our range of lending options and select the loan that suits your needs.
Contact Your Broker
Talk to your finance professional and ask them to contact La Trobe Financial.
or Apply Online
If you would like to apply directly with us, you can apply now online
Talk to Us
We are always here to help. Talk to our friendly lending consultants and find the lending option that suits your needs.
Products You May Also Like
Insurance Solutions
We are looking out for you with a new insurance partnership focusing on coverage for your property, either the one you live in, or your investment property.
Development
Unlock development potential with our tailored Development Loans. Suitable for small to medium-sized development projects.
Self-Managed Super Fund (SMSF)
Support your SMSF investments with our tailored SMSF loan. Suitable for those looking to invest in commercial property for their superannuation portfolio.